A simple, independent tool for estimating Affordable Care Act premium tax credit eligibility based on household size and income.
Please fill in age, state, household size, and annual income.
Estimate only. Final eligibility is determined through HealthCare.gov or a state‑based exchange. Figures reflect current federal rules for the 2026 plan year.
Marketplace Coverage is an independent informational resource. We provide simple tools designed to help individuals and families better understand how federal Health Insurance Marketplace subsidies may apply to their household.
We are not affiliated with HealthCare.gov, the federal government, or any specific insurance carrier. For enrollment or final eligibility determinations, consumers should visit HealthCare.gov or speak with a licensed enrollment entity in their state.